Introduction: Living the Dream in Belize
In 2018, Craig and Risa made the life-changing decision to retire in Belize — trading the fast pace of everyday life for the tranquil shores of Placencia Village.
What began as a dream of tropical living became reality with the creation of Ocean Breeze Beach Resort, a boutique beachfront escape that now welcomes guests and aspiring retirees from around the world. Whether you’re planning to move soon or just exploring the idea, Placencia offers one of the most beautiful and welcoming places to retire in Belize — where warm Caribbean waters, friendly locals, and laid-back living meet.
Quick Facts – Retiring in Placencia, Belize (2026)
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Language: English (official)
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Currency: Belize Dollar (2 BZD = 1 USD)
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Residency: Qualified Retired Persons (QRP) program available
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Healthcare: Private clinics in Placencia, public hospitals in Dangriga
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Average Rent: USD $900–$1,400/month for beachfront condos
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Utilities: USD $150–$250/month
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Groceries & Dining: USD $400–$600/month for two people
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Internet Speed: 50–100 Mbps via fiber connections
Belize offers a blend of Caribbean lifestyle and North American convenience — making it one of the easiest countries to retire in.
Why Retire in Placencia, Belize?
1. Affordable, Comfortable Living
The cost of living in Belize for retirees is significantly lower than in most Western countries.
From groceries and dining to housing and healthcare, your retirement income stretches further — so you can focus on what truly matters: enjoying life.
2. English-Speaking and Expat-Friendly
Belize is the only English-speaking country in Central America, making it easy to settle in.
Placencia’s growing expat community welcomes newcomers with open arms, offering instant friendships and local advice.
3. Breathtaking Natural Beauty
Placencia sits on a 16-mile peninsula of golden sand and turquoise sea — the perfect place to enjoy beachfront living in Belize.
Snorkel at the Belize Barrier Reef, explore lush jungles, or simply relax under the palms — every day feels like paradise.
👉 Explore local adventures in our Placencia Excursions & Day Trips guide.
4. Accessible, Affordable Healthcare
Healthcare in Belize is modern, reliable, and affordable.
👉 Learn more about daily life and infrastructure in our Ultimate Belize Travel Guide.
Private clinics are available in Placencia and nearby towns, and many doctors are trained in the U.S., U.K., or Canada.
Most retirees find their healthcare expenses drop by up to 50%.
5. Retiree Incentives & Residency Options
Belize’s Qualified Retired Persons (QRP) Program offers generous tax exemptions and easy long-term residency.
It’s one of the most retiree-friendly systems in the Caribbean.
To qualify for the QRP:
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Be at least 40 years old
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Have a monthly income of $2,000 USD or more
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Spend at least 30 days per year in Belize
You can also apply for permanent residency, allowing you to live indefinitely and enjoy local benefits.
Why Placencia is the Best Place to Retire in Belize
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Walkable Village Life – Everything you need is within minutes: cafés, markets, and beach bars. Discover everyday life in our Placencia Village Travel Guide.
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Safe & Welcoming Community – Friendly locals and a tight-knit expat network make it easy to settle in.
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Laid-Back Caribbean Lifestyle – Stress-free living where time moves with the tide.
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Adventure & Exploration – Go from sea to jungle in a single day.
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Easy Access – A short flight from Belize City brings you straight into Placencia Village.
Placencia offers the perfect mix of modern convenience and small-town charm — a balance that makes retiring in Belize not just easy, but extraordinary.
👉 Still deciding where to base yourself? Read our full Where to Stay in Placencia Belize guide to compare areas and neighborhoods.
Cost of Living Snapshot (Placencia, 2026)
Expense Monthly Estimate (USD)
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Rent (1-bed beachfront condo) $900–$1,400
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Utilities (electric, water, Wi-Fi) $150–$250
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Groceries & dining $400–$600
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Healthcare & medication $100–$200
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Leisure & activities $100–$200
Enjoy a comfortable lifestyle for under $2,000/month, while living steps from the sea.
👉 See current hotel options and extended stays in our Hotels in Placencia Belize guide.
The Placencia Expat Community
Placencia is home to a vibrant community of retirees and expats from the U.S., Canada, and Europe. You’ll find social clubs, volunteer opportunities, and weekly gatherings where everyone feels welcome.
“After 25 years in Texas, we found our peace here. The locals are warm, the sea is always near, and life moves at a beautiful pace.” – Lori & Mark, expats since 2023
Retirement Myths About Belize
Myth 1: Belize is too remote.
Fact: Placencia has daily flights, fiber internet, and modern amenities.
Myth 2: You can’t own property as a foreigner.
Fact: Foreigners have the same ownership rights as locals — no restrictions or hidden fees.
Myth 3: Healthcare is limited.
Fact: Placencia has private clinics, and major hospitals are 2–3 hours away in Belize City.
Myth 4: It’s hard to make friends.
Fact: The expat and local communities are famously welcoming — you’ll have friends before the week is over.
Related Guides
👉 Explore more real-life insights in our Living in Belize Blog.
If you’re looking for practical details about your stay or moving process, visit our Frequently Asked Questions page for quick, straightforward answers about Ocean Breeze, travel logistics, and Belize in general.
Your Retirement Dream Starts Here
Planning an extended visit while you explore retirement options?
Many future Placencia residents stay at Ocean Breeze as their beachfront home base while meeting realtors, touring neighborhoods, and experiencing everyday village life. Our intimate eight-room resort offers the comfort, location, and personalized hospitality that make it easy to imagine your future here.
Check out the International Living Magazine for additional information.
Is Belize a good place to retire?
Yes! Belize offers affordability, English-speaking locals, friendly expat communities, and a warm tropical climate.
Can foreigners buy property in Belize?
Absolutely. We’re steps from shops, restaurants, and the Placencia Sidewalk.
How safe is Placencia for retirees?
Yes — snorkeling, Monkey River, Mayan ruins, fishing, and more.
What is the cost of living for retirees in Placencia?
Most couples live comfortably on $2,000–$2,500 USD per month, including rent and leisure.